Reading the New York Times made me feel a little depressed and said. People did not think that they gonna end up like this when they were taking out loans for their college and end trapped under the burden of their debt. If I were in their place I would do the same thing because their no other. When you are pursuing your dream and want to go to the best of best college why money going to be a limitation. We forget about our future and make an unwise decision that not only affects us, but it also affects our parents, because they don’t want to lay wast of our dream. To me, the New Yorker article also telling the same thing in a funny tone, to reduce the effect of feeling depressed that we live in a world that makes our life miserable. there should be another way to deal with this issue. The student should have the pay that much of interest that cost us our whole life and live us no time to in enjoying our slaves. The New Yorker article addresses in a metaphoric way. To me, the three life means the different path of your life and even if you someone in your family, you have to work so hard that you become like a horse, and you will pay your like a turtle, slowly for a long time. And interest rate will make it grow if you are unable to pay the minimum payment.